Credfix

Bengaluru-based AI debt resolution platform that helps financially distressed borrowers understand their debts, deal with recovery agents and settle loans.

Industry
fintech, debt resolution
Location
Bengaluru, India

About

Credfix builds AI tools for borrowers in financial distress, including a financial assistant, a call shield for recovery agent calls and an AI legal assistant, according to FinSMEs. The Economic Times reports that it serves more than 2 lakh (200,000) borrowers and had earlier raised Rs 4.5 crore from K2 Capital, Invstt Trust and angel investors. FinSMEs names Ranjan Agarwal, Neeraj Kulkarni and Ayush Kedia as founders. The sources write the name as Credfix; this page uses the Credfix spelling from the Raise Track Update.

Funding history

RoundDateAmountLead
Seed 20262026-10-07$1.66MTanglin Venture Partners

Investors

Sources

Last verified:

  1. https://economictimes.indiatimes.com/small-biz/entrepreneurship/credfix-raises-rs-16-1-crore-in-seed-funding-led-by-tanglin-venture-partners/articleshow/134761204.cms
    Type: reputable publication. Accessed 2026-10-12.
    The Economic Times article dated 2026-10-07 (08:57 UTC), datelined Bengaluru. Reports Rs 16.1 crore in seed funding led by Tanglin Venture Partners with participation from Stargazer, and an earlier Rs 4.5 crore from K2 Capital, Invstt Trust and angel investors. It gives no US dollar amount.
  2. https://www.finsmes.com/2026/10/credfix-raises-1-66m-in-seed-funding.html
    Type: reputable publication. Accessed 2026-10-12.
    FinSMEs article dated 2026-10-12. Reports that Credfix, a Bengaluru, India-based AI-first debt resolution platform, raised $1.66m in seed funding led by Tanglin Venture Partners with Stargazer, and names founders Ranjan Agarwal, Neeraj Kulkarni and Ayush Kedia.